Insurance premium growth rate this year was 9.2% according to the Kaiser Family Foundation.

BizPlan saves the average client over $2,300 in real dollars.

FlexSystem offers a debit card to pay for medical costs.

HRA's can be used to pay dental, vision, orthodontia expenses in addition to deductibles and co-pays.

Tax Savings Plans

FlexSystem - Section 125 Cafeteria Plan - Allows employees to use pre-tax dollars to pay for medical expenses including over the counter drugs such as aspirin.

HSA - Health Savings Accounts - Is a plan used to reduce health insurance costs through a High Deductible Health Insurance Plan.

BizPlan - Is a 100% deductible medical reimbursement account for sole proprietors.

CobraToday - Is designed for large employers with 20 or more employees participating in Cobra.

HRA - Direct Pay - A Health Reimbursement Arrangement is a tax-advantaged benefit that allows both employees and employers to save on the cost of healthcare.  Employers not offering health insurance can offer to reimburse employees for medical expenses up to a set maximum i.e. $1,000 per year.  Employees can then spend up to that amount as they see fit.

Call Joe Martin @ 440-471-4837 to discuss these options in greater detail.

Online Software

440-471-4837